Have Property Under Contract
Bob Rosenthal

Borrower Info

 
Frank
Flipper
sdkjlfak@aim.com
2@lendingwise.com
(305) 606-2360
(305)-606 - 2360
vtext
Phone
No
4520 sw 62nd ct
miami
FL
33155
NA
Yes
4520 sw 62nd ct
miami
FL
33155
04/06/1981
654 - 64 - 5555
0
650
720 +

Borrowing Business Entity

Civic Financial Services
LLC
02/05/2008
GA
32 - 5645651
1200 S dixie hwy
miami
FL
33155
No
0.00
0
 
 
0.00
0.00
0.00
0.00
0.00
0
Same as Borrower/Applicant Info Above
Frank Flipper
President
50
123 main
(305) 606-2360
555 - 55 - 5555
01/16/1923
frank@lendingwise.com
Mike Jones
VP
25
123 sw 12 ave
(136) 456-5463 Ext 4565
(645) 634-5634
554 - 54 - 5454
03/03/2022

Additional Guarantors

No

HMDA - (Borrower)

N/A
Hispanic or Latino
Not Hispanic or Latino
Not Disclosed
 American Indian
 Asian
 Black or African American
 Native Hawaiian or Other Pacific Islander
 White
 Not Disclosed
Male Female Not Disclosed
Non-Veteran
Veteran
Service-Disabled Veteran
Spouse of Veteran
Not Disclosed
Face-to-Face Interview (includes Electronic Media w/ Video Component)
Telephone Interview
Fax or Mail
Email or Internet

Borrower Background

No
Spain
Green Card status
Yes
Yes
No
No
No
No
No

Borrower Experience

Yes
0
0
0
0
0
0
0
0
Yes
0
0
0
0
0
0
0
0
0
0
0
0
Upload HUD
0
0
Upload HUD
0
0
Upload HUD
Yes
5
Yes
2
NA
Yes
General Contractor
1,500,000.00
Residential fix & flip

Typical Transactions

To
To
To
To
0
To
0
0
To
0
0
To
0
0
To
0
0
To
0

SBA Questions

0.00
0.00
$
$
0
0

Assets (Include Borrower + Co-borrower)

Type
Estimated Value ($)
Amount Owed ($)
 
 
 
 
 
 
 
 
 
 
 
 
 

Total:

$

$

Total Est. Value

- Total Amt Owed

= Total Net Worth

$

- $

= $

Gifts or Grants

Gifts Or Grants : 1

Schedule of Real Estate Owned and Sold

 

Borrower Employment Information

$

Borrower Monthly Income

$
$
$
$
$
$
$
$
$

$ 9,000.00

(Borrower)

Borrower Monthly Expenses

Monthly Payment

Bal Owed

$ 3,522.75
$
$ 4.17
$
$ 2.50
$
$
$
$
$
$

$ 3,529.42

(Borrower)

Other New Mortgage Loans on the Property

Other New Mortgage Loans : 1

Loan Terms

11/24/2021
$ 524,000.00
12/01/2021
From: 9 - To: 10
Investment
1
Purchase
No Doc
11/24/2020
12 Months
9.900 %
-297.56
Interest Only     Fixed
ILA
$ 2,491.50
360
$ 50.00
$ 30.00
Yes
3
No
Yes
Yes
$ 500,000.00
$ 500,000.00
$ 850,000.00
$ 150,000.00
maxAmtToPutDownClass
$ 203,000.00
commercialTdFieldsClass
40.60000 %
transactionalTdFieldsClass
$
297,000.00
rehabConsClsClass LOCTotalLoanAmt_dispClass
doesPropertyNeedRehabDispDivCLass1
$ 50,000.00
doesPropertyNeedRehabDispDivClass2
100 %
doesPropertyNeedRehabDispDivClass3
$
150,000.00
propertyNeedRehabinitialTddispClass
$
payOffMortgage1_dispClass
$ 13,000.00
$ 14,000.00
propertyNeedRehabinitialTddispClass
$
302,000.00
CORTotalLoanAmt_disp
$ 463,000.00
$
700,000.00
$
570,110.00

Simple ARV 51.97 %

Full ARV 54.47 %

Acquisition LTV 62.60 %

Market LTV 62.60 %

Loan-to-Cost(LTC) 66.14 %

% Of Rehab/Construction
(Cost Financed) 300.00 %

82.65 %

Subject Property Details

35 sw 18th rd
miami
FL
33129
Single Family Home
0
0.000  %
0
0
0.00
0
Fair
Needs lots of renovation work. hasnt been updates since 1995
1,000.00
0
In Month
Yes

Rent Roll

$
No
No
No
Yes
3

Subject Property Details 2

123 collateral st
collateralcity
CO
43434
Baca
0
0.000  %
0
0.00

Rent Roll

$
No
No
No

Subject Property Details 3

234 collateralb st
collatcityB
MD
43543
Calvert
0
0.000  %
0
0.00

Rent Roll

$
No
No
No

Subject Property Cash Flow (Annualized)

 
60,000.00
$ 3,000.00
5.00
$
$ 57,000.00
 
50.00
 
30.00
 
3.00
 
3,000.00
 
 
 
 
 
 
 
 
 
 
$ 53,917.00
%
$
1.00
1.80 %
$  54,000.00

VENDOR & EQUIPMENT INFORMATION

0.00
0

Pictures of Property

#     Document Name File Type / Size Uploaded Info  
  Google API Image   Google API Image      

1st Lien Current Mortgage Scenario

Interest Only
9.900
1255455
0
0
3,522.75
50.00